CMI Gold & Silver will be closed on Monday, September 7. 

Please Note: Due to increased liquidations, we are limiting our silver buys. Call us today and we will do our best to assist you.

Speak to a non-commission broker TODAY!

Doing Business with CMI

CMI Gold and Silver

Since 1973, CMIGS has been at the forefront of the precious metals industry. We understand that investing in precious metals is more than a financial venture; it’s a promise to safeguard your wealth. Along with a legacy of experience, CMIGS is committed to safe and secure business practices.

We invite you to review the following information and encourage you to reach out with any questions. Your financial future deserves the assurance and expertise that CMIGS has proudly offered for over half a century.

Doing Business with CMI Gold and Silver

Locking in Prices

Because gold and silver prices change by the minute, all orders must be placed by telephone to lock prices in the prevailing market.

For buyers, payment must be remitted promptly within 24 hours of the transaction.

For sellers, the items sold must be shipped promptly within 24 hours of the transaction.

Prices cannot be altered due to market changes after prices have been locked.

During periods of high volatility and for large orders, we may require funds to be on deposit with CMI before prices can be locked in.

Because of changing market conditions, the rate at which we purchase metal can not and will not be locked in at the time of purchase. We may give you general numbers but at the time of liquidation we are using current market pricing.

Read our Terms & Conditions for more details

Minimums

To maintain our wholesale buying power, we require a minimum purchase on transactions. This also allows local coin shops a fair share of the market to service the lower volume trades. Silver transactions require 50 ounces or more, and gold, platinum, and palladium transactions require one or more ounces. Items can be combined to reach our minimums. Free shipping is included on all transactions. There are some instances where these minimums may not apply—see the shipping and handling section or speak to your broker for more details.

100 g Gold Bars Credit Suiss

Methods of Payment

CMIGS offers the following payment options:

Personal or business checks, e-checks, Cashier's Checks

We aim to dispatch the product once the funds have been successfully processed. Please note that checks, including cashier’s checks, are subject to hold periods before product is released for shipment. Refer to the estimated shipping release times provided below. We highly recommend wire transfers for the swiftest payment processing and subsequent shipping commencement, as shipping initiates immediately upon fund confirmation. It is advisable to consult your bank beforehand for any prerequisites or special considerations.

Payment by bank wire transfer means that your order can be shipped generally within 24 to 48 hours. In some cases, the same day. However, payment by wire transfer means allowance must be made to send the wire before the wire cut-off time, which for most banks is 5:30PM ET, 4:30PM CT, 3:30PM MT, or 2:30PM PT depending on daylight savings. Many banks will not initiate wires less than an hour before the wire cut-off time.

CMI does not accept the following payment options:
Estimated shipping release times:

Shipping times may vary due to weekends and holidays.

Doing Business with CMI Gold and Silver

PAYMENT & SHIPPING NOTIFICATIONS

When CMIGS receives payment, an email with the expected date of shipment is sent to the buyer. A copy of the invoice will be included in the shipment.

When an order is shipped, CMIGS emails the buyer their USPS tracking number, or you will receive an email from FedEx providing their tracking number. 

Shipping, Handling, and Insurance

In the case an exception is made, orders less than three one ounce of gold, platinum, or palladium and 50 ounces of silver, there will be a $30 shipping, handling, and insurance fee. Shipping and handling are free for quantities above those, or otherwise stated on our Gold Specials Page and Silver Specials Page.

CMIGS takes every precaution to ensure your precious metals are delivered safely and securely. With over 50 years of experience, we have refined our shipping practices to your preferred address. All packages are shipped in non-descript packaging, with our company name removed from the exterior. Your precious metals are packed tightly and securely to prevent any movement that could cause damage during transit. We utilize state-of-the-art equipment to verify the accuracy of the product being shipped and received. We are transparent on all of our shipping, handling and insurance processes. Please let us know if you have any questions about our practices.

CMIGS is insured through Lloyds of London. Click here to see proof of insurance for shipping purposes.

Methods of Shipment

Orders are shipped fully insured via USPS Registered Mail or FedEx 2Day.

USPS Registered Mail allows for PO Box, home or office delivery. Due to the security of Registered Mail, it does move slower. In some cases it can take up to 14-days for delivery. FedEx is a 2-day delivery service but can only be received at an authorized FedEx “Hold at Location.”

In rare cases we will arrange shipment via Brinks or Loomis armored car.

Client Confidentiality

CMIGS is committed to ensuring client confidentiality in every aspect of the customer transaction. With over 50 years of fine-tuning our security measures, we have found various ways to keep packages and client information safe and secure.

At CMI, we recognize the importance of keeping precious metals transactions as private as possible; therefore, we require no 8-page account agreement to sign and no credit card or social security numbers to secure your trades.

Text Messaging Policy

We are happy to accommodate text messaging if this is your preferred method of communication. 

To opt in, simply send a text message directly to the broker you are working with. You may opt-out at any time by replying with “STOP.”

While we are available for text communication, all trade executions must be completed by speaking directly with one of our non-commissioned brokers. We do not process trades through text messaging.

FAQs

Is there a minimum purchase order?

Yes, CMIGS has a minimum order requirement of 50 ounces of silver or one ounce of gold, platinum, or palladium. You have the option to combine different metals to meet the minimum requirement. Your CMIGS broker will assist you in achieving these minimums while ensuring you get the lowest premiums possible.

As a nationwide, large-volume bullion dealer, our minimum purchase amount allows us to operate effectively, reducing costs and passing those savings on to you. Our minimums will enable us to maintain industry-leading low prices, ensuring you get the best value for your investment, and minimums help us achieve this goal. Our priority is always to find the best bullion product for you at the best price- not what’s profitable for us.

We stand behind the wealth preservation power of bullion and will never push customers toward high-premium and high-profit numismatics reserved for the veteran collector. Our mission is to get the most metal into the hands of our customers for the fewest dollars. Evidence of this commitment can be seen in the fact that we have remained a small family-operated business for over 50 years and have earned top-rated reviews on Google and BBB. Our long-standing reputation and experience are built on trust, transparency, and dedication to helping all our clients make the best financial decisions to protect their wealth with precious metals.

At CMIGS, safeguarding your personal and financial information is our top priority. We have over 50 years of experience fine-tuning our internal security practices.

Secure Personal Data
We utilize enhanced internal security practices within our software to protect your personal data at all times. Our systems are designed with strict access controls to prevent unauthorized access to keep your sensitive information safe, and we will never sell your information to third parties.

Secure shipping practices
Our facility has state-of-the-art cameras and security to meticulously monitor the shipping and receiving process, guaranteeing accuracy in every order. All packages are shipped to you in discrete, unmarked packaging with no indication precious metals are enclosed. With our stellar track record in security receiving and sending packages, you can have peace of mind that your order is safe and secure. All our packages are insured by Lloyd’s of London, providing an extra layer of protection and confidence.

Enhanced Compliance Standards
We follow industry best practices and compliance standards to maintain the highest level of security. Whether transacting with us online, over the phone, or in person, your privacy is at the core of everything we do.

For more details, read our Privacy Policy.

Bullion dealers rely on different sources or exchanges, which can lead to slight price variations. Several factors contribute to these variations, such as the frequency of updates, the specific price sources, calculation methods, future contracts, and market timing.

When investing in precious metals, comparing prices among various dealers is essential to ensure you get the best deal.

To learn more about how CMIGS obtains spot prices, please visit our Interactive Spot Price Page.

No, we do not disclose your transactions to the government or any third party. CMIGS adheres to all government and anti-laundering laws, and specific reporting may be required in extreme cases. However, in our 50 years in business, we have never been required to disclose client transaction information. We have transparent compliance and disclosure policies, and clients will be notified immediately if any disclosure is required.

Investors are responsible for reporting capital gains tax and other IRS reporting requirements related to bullion investments. CMIGS provides clients with the necessary documentation to follow tax and reporting regulations.

We’d love to meet with you! If you plan to visit us in person, we kindly request that you call in advance to schedule an appointment. This way, we can ensure that a broker can meet with you and effectively address your needs.

Our offices are on the 11th floor of 3800 N. Central Avenue, in a complex of buildings known as City Square in Uptown Phoenix.

CMIGS brokers take orders Mondays through Thursdays, 7:00 a.m. to 5:00 p.m. MST, and Fridays 7:00 a.m. to 2:00 p.m. MST.

CMIGS is closed on all national banking holidays.

Brokers take calls based on open trading times. Because Arizona does not change time for Daylight Savings, Friday times will vary depending on the time change.

CMIGS
3800 N. Central Avenue
11th Floor
Phoenix, Arizona 85012

CMI has dealt with the same bank since 1973. Bank and other references are available upon request.

To process any order — whether placed online, by phone, or in person — CMI Gold & Silver Inc. requires a verified home or physical address (street, city, and country), together with a working email address and/or phone number, from every client. This requirement applies to first-time customers at intake and to existing or repeat customers, whose records we will complete the next time an order is placed if any of this information is missing.

A valid email address is required for every client. If a client does not have an email address, a working phone number is required in its place. Wherever possible, we collect both, so that we can reach you regarding your order, shipment, or account.

For any transaction involving a bank wire — whether a wire sent to CMI or a wire CMI sends to you — a complete physical address, including city and country, is mandatory, and no wire can be submitted or accepted without it. Orders paid by check, credit card, or completed in person are held to the same standard: a home address and current contact information are collected and kept on file as part of our standard account and compliance procedures, regardless of payment method.

Providing accurate, current contact information is a condition of doing business with CMI Gold & Silver. We collect it to process and ship your order, verify your identity, and meet our obligations under the Bank Secrecy Act and other applicable law — see our BSA/AML Compliance Notice and Privacy Policy for how this information is used, protected, and, in limited legally required circumstances, disclosed. Incomplete or unverifiable contact information may delay or prevent completion of a transaction.

CMI Silver one troy ounce
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